When disaster displaces you from your home, your homeowner's insurance includes Additional Living Expense (ALE) coverage for temporary housing. Instead of burning through that benefit at $200/night hotels, we place a private travel trailer on your property — full kitchen, bathroom, heating and air — and bill your insurance carrier directly. You pay nothing. You stay on your property. Your home gets repaired faster.
Every ALE travel trailer is a late-model, fully equipped unit delivered and set up on your property within 24 hours of approval.
Your ALE benefit has a dollar limit. Here's how far it stretches with each option.
| Feature | Extended-Stay Hotel | ALE Travel Trailer |
|---|---|---|
| Monthly Cost | $4,500–$7,500/mo | $1,500–$2,500/mo |
| 7-Month Total | $31,500–$52,500 | $10,500–$17,500 |
| Kitchen | ❌ Microwave only | ✅ Full kitchen |
| Privacy | ❌ Shared building | ✅ Your property |
| Pets Allowed | ❌ Most say no | ✅ Always |
| Near Your Home | ❌ 15-30 min away | ✅ In your driveway |
| Monitor Repairs | ❌ Have to drive over | ✅ Watch from 50 feet |
| Laundry | ❌ Shared / coin-op | ✅ Hook up your washer |
| Out-of-Pocket | ALE burns fast | $0 — ALE lasts longer |
Based on Bay County FL averages. Extended-stay rates vary by season and availability — storm season rates are typically 30-50% higher due to demand from displaced families and restoration crews.
Call us or your adjuster to confirm your policy includes Additional Living Expense coverage. Nearly every standard HO-3 homeowner's policy does — typically 20-30% of your dwelling limit. If your home needs 4+ months of repairs, ALE trailer placement almost always makes financial sense vs. hotels.
We evaluate your property for trailer placement — driveway access, utility connections, and clearance. Most residential properties work. We need approximately 12' x 30' of relatively level space with access to your home's water line and electrical panel. If your utilities are damaged, we can run temporary connections or use generators.
We submit a Fair Market Value comparison to your adjuster showing that trailer housing costs 50-65% less than equivalent hotel rates. This isn't a hard sell — adjusters prefer the lower cost. We handle all paperwork, including the Direction to Pay (DTP) that authorizes us to bill the carrier directly.
Within 24 hours of authorization, we deliver the trailer, level it, connect all utilities, and hand you the keys. You're sleeping in your own driveway that night — 50 feet from your front door, able to watch repairs happen in real time, with your pets and your privacy.
ALE travel trailer placement is available for homeowners displaced by any covered peril:
Burst pipes, appliance failures, roof leaks, or sewage backups that render your home uninhabitable during mitigation and rebuild. Most water damage claims requiring structural drying and reconstruction take 3-6 months.
House fires, kitchen fires, electrical fires, or lightning strikes. Fire damage claims are among the longest displacement periods — typically 6-12 months. ALE trailer housing saves thousands compared to a year of hotel bills.
Large-scale mold contamination requiring evacuation during remediation. Mold projects involving structural demolition and reconstruction typically displace homeowners for 2-4 months.
Wind damage, roof loss, flooding, or storm surge that makes your home unsafe. After major storms, hotels fill within hours — having a trailer on your property means you're not competing for rooms with thousands of other displaced families.
Don't burn through your ALE benefit at $200/night hotels. Get a private trailer on your property within 24 hours — $0 out of pocket.
Service Restoration Pros provides ALE-covered travel trailer temporary housing in Panama City, Bay County, and the Florida Gulf Coast. Your homeowner's insurance pays for it — you pay $0. Private travel trailer delivered to your property within 24 hours. Full kitchen, bathroom, HVAC, and utilities. Stays with you until repairs are complete. Call 850-818-0085 for same-day placement.
Official references, regulatory agencies, and industry standards organizations.
Property Managers & Trade Partners
No-cost pre-authorization. Front-of-queue dispatch. 48-hour mitigation guarantee. Direct insurance coordination for your entire portfolio.
Join the Partner Program →Or call 850-818-0085 to enroll now
Based in Panama City. Serving all of Bay County, the 30A corridor, and Northwest Florida with 60-minute emergency response and complete insurance documentation.
