24/7 Emergency Water Damage · Panama City, FL
Service Restoration Pros

Water &
Fire Damage Panama City FL · Bay County · 24/7

Mold grows within 24–48 hours of water exposure in Florida's humidity. Our IICRC-certified emergency water damage restoration team serves Panama City, Lynn Haven, Callaway, and all of Bay County — arriving fast to stop damage before it costs you thousands more.

📞 Call Now: 850-818-0085 →
✓ IICRC · MICRO Certified ✓ FL License #MRSR3299 ✓ On-site in 60 min ✓ Free Inspection
60min
Average on-site response time
500+
Properties restored in NW Florida
24/7
Emergency dispatch, every day
⚡ Same-Day Emergency Water Extraction 🛡️ State Farm · Citizens · USAA · Allstate Accepted ✅ IICRC Certified · FL Licensed Mold Remediator 📋 Insurance Documentation & Drying Logs

What We Do

Complete Restoration
Services

From emergency water extraction and structural drying to black mold removal, fire damage cleanup, crawl space encapsulation, and air duct sanitizing — Panama City's most trusted IICRC-certified restoration team handles it all.

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Water Damage Restoration

Burst pipes, hurricane flooding, appliance leaks, sewage backup, roof leaks — we provide emergency water extraction, structural drying, wet carpet drying, and dehumidification across Panama City FL and Bay County to stop mold growth before it starts.

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Fire & Smoke Damage Restoration

We remove smoke odor, clean soot, and restore fire and smoke damaged areas. Structural fire damage repair with full insurance documentation — serving Panama City FL, Panama City Beach, and all of Northwest Florida.

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Mold Remediation

Florida state-licensed black mold removal and mold remediation. We provide certified mold inspections, mold testing, containment, and elimination at the source — restoring safe indoor air quality throughout Panama City FL and the Florida Panhandle.

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Crawl Space Cleaning & Encapsulation

Crawl space mold removal, moisture control, and full encapsulation in Panama City FL. Protecting Bay County homes from humidity damage, mold growth, and foundation issues with professional crawl space services.

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Air Duct & HVAC Cleaning

Professional air duct cleaning and HVAC duct sanitizing in Panama City FL. After water damage or mold contamination, duct cleaning removes mold spores and allergens — improving indoor air quality throughout Bay County homes and businesses.

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Insurance Documentation

We work directly with all major insurance carriers and provide detailed moisture readings, photos, and reports to support your claim.

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How It Works

Our 4-Step Process

Fast, professional, and stress-free from your first call to final walkthrough.

1

You Call Us

24/7 emergency line for water damage, mold, and fire. A live team member answers immediately — not a machine.

2

We Arrive Fast

Our certified water damage and mold remediation team is on-site within 60 minutes with industrial extraction and drying equipment.

3

Assess & Restore

Moisture assessment, water extraction, structural drying, mold testing, and remediation — all documented with moisture logs and thermal imaging.

4

Document & Close

Complete insurance documentation package — drying logs, moisture readings, photo reports — accepted by State Farm, Citizens, USAA, Allstate, and all carriers.

Why Choose Us

Local. Licensed.
Reliable.

We're not a national franchise like Servpro or ServiceMaster — we're your neighbors in Panama City, FL. A locally owned IICRC-certified and Florida state-licensed mold remediation company that treats your property like our own.

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IICRC Certified

Our technicians hold the industry's highest certifications in water damage and mold remediation.

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Florida Licensed & Fully Insured

State-licensed mold remediators. Full liability coverage so you're protected on every job.

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We Handle Insurance For You

We communicate directly with your adjuster and provide all documentation needed for your claim.

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Locally Owned & Operated

Panama City is our home. We serve all of Bay County and the surrounding counties — Calhoun, Gulf, Jackson, Walton, and Washington.

60 Minute Response Time

Don't Wait — Mold Starts in 48 Hours

Every hour counts after water damage. Call us now for immediate emergency dry-out service across Bay County and surrounding counties — Calhoun, Gulf, Jackson, Walton, and Washington.

📞 850-818-0085

Reviews

Trusted by Panama City
Homeowners

Real reviews from real customers across Bay County.

★★★★★

"Our bathroom flooded at 2am and they were at our door within the hour. Professional, fast, and handled everything with our insurance. Couldn't have asked for better service."

JM
James M.
Panama City, FL
★★★★★

"Found black mold in our crawl space after the storm. Service Restoration Pros came out same day, explained exactly what needed to be done, and the remediation was flawless. Highly recommend."

SK
Sandra K.
Lynn Haven, FL
★★★★★

"After Hurricane Michael damaged our roof and caused water intrusion, these guys were thorough, communicative, and helped us get every dollar from our insurance claim. True professionals."

TR
Tom R.
Callaway, FL

See Us In Action

Real Work.
Real Results.

Watch how our certified team handles water damage emergencies — from first call to final walkthrough.

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▶
🎬 Emergency Water Extraction Process
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▶
🎬 Mold Remediation — Before & After
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▶
🎬 How We Handle Insurance Claims
★★★★★

Happy With Our Work?
Leave Us a Review.

We're a small local business — your review makes a huge difference. It takes 60 seconds and helps other Panama City families find trusted restoration help.

🔍 Review on Google ⭐ Review on Yelp 🔧 Review on Angi

Where We Serve

Northwest Florida's
Restoration Experts

We serve Bay County and all five surrounding counties. If you're in Northwest Florida and need emergency restoration, we can be there.

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Bay County Home Base
Our headquarters — fastest response times
Panama CityPanama City BeachLynn Haven CallawayParkerSpringfield Mexico BeachYoungstownSouthport Tyndall AFB
🗺️
Walton County
West of Bay County
DeFuniak SpringsDestinFort Walton Beach FreeportMiramar BeachSanta Rosa Beach NicevilleInlet Beach
🗺️
Washington County
North of Bay County
ChipleyBonifayCaryville WausauVernonEbro
🗺️
Calhoun County
East of Bay County
BlountstownAlthaClarksville KinardOakdale
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Gulf County
Southeast of Bay County
Port St. JoeWewahitchkaWhite City OverstreetCape San Blas
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Jackson County
North of Bay County
MariannaGracevilleSneads CottondaleGrand RidgeMalone
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Don't see your city? Call us — if you're in Northwest Florida, we'll come to you. 850-818-0085

Verified Credentials

Trusted & Verified
By The Best

We meet or exceed the standards set by the industry's top certification and consumer protection organizations. Click any badge to verify our credentials independently.

MICRO Certified Mold Remediation Contractor Service Restoration Pros Panama City FL
MICRO Certified
Mold Remediation Contractor

Certified Mold Remediation Contractor — the highest professional standard for mold assessment and remediation services.

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🏅
IICRC Certified
iicrc.org · Rusty English

Rusty English is IICRC certified in Water Damage Restoration, Applied Microbial Remediation, Fire & Smoke Restoration, and Odor Control.

Verify on IICRC →
IICRC Certification Rusty English Water Damage Restoration Fire Smoke Mold Remediation
⭐
Better Business Bureau
bbb.org

The BBB sets standards for marketplace trust. Search Panama City restoration companies and check ratings, reviews, and accreditation status.

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🔐
Florida State Licensed
MyFloridaLicense.com · DBPR

Our mold remediators are licensed by the Florida Department of Business & Professional Regulation. Verify any Florida mold license on their official portal.

Verify FL License →
🗺️
Google Reviews
google.com

Read verified reviews from real Panama City customers on Google Maps. We're proud of our reputation and welcome you to see what our clients say.

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Angi (Angie's List)
angi.com

Angi connects homeowners with trusted local service pros. Browse verified water damage and restoration contractors in the Panama City area.

View on Angi →
🏠
HomeAdvisor
homeadvisor.com

HomeAdvisor pre-screens contractors for licensing, insurance, and background checks. A trusted resource for finding verified local restoration pros.

View on HomeAdvisor →
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Why does this matter? After a disaster, unlicensed contractors can make things worse — and void your insurance claim. Always verify credentials before letting anyone touch your property. We encourage you to check ours.

Get In Touch

Free Inspection
& Quote

Not an emergency? Fill out the form and we'll respond within 2 hours during business hours.

🔒 Your information is private and never shared. For emergencies, call us directly: 850-818-0085

📍
Address

1404 Lincoln Ave #1
Panama City, FL 32405

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Phone 850-818-0085
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Emergency Line

24 hours / 7 days a week

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Service Area

Bay County · Calhoun County · Gulf County · Jackson County · Walton County · Washington County · Panama City Beach · Destin / Fort Walton Beach

Claims Made Easy

We Handle Your
Insurance Claim

Most homeowners don't know they're entitled to full restoration coverage. We do — and we'll make sure you get every dollar you deserve.

01

Call Us First — Before Your Insurer

Document everything before cleanup begins. We arrive with moisture meters, thermal cameras, and photo documentation that protects your claim from the start.

02

We Contact Your Adjuster Directly

Our team communicates with your insurance adjuster so you don't have to navigate the back-and-forth. We speak their language and know what documentation they need.

03

Full Documentation Package

We provide moisture readings, drying logs, thermal imaging reports, and itemized scope of work — everything your insurer requires to approve full coverage.

04

Maximize Your Payout

Undocumented damage often gets denied. Our IICRC-certified reports are recognized by all major carriers — Allstate, State Farm, Citizens, USAA, Farmers, and more.

⚠️ Critical: Do This First
  • 📸 Photograph everything before any cleanup begins
  • 📞 Call us immediately — we document before extraction
  • 🚫 Don't throw anything away until we assess it
  • 📋 Save all receipts for any emergency expenses
  • 🏠 Don't move out without insurer approval — it may void coverage
  • ✍️ Get everything in writing from your adjuster

We Work With All Major Carriers

State FarmAllstateCitizens USAAFarmersProgressive Liberty MutualNationwideUniversal Property
📞 Get Help With Your Claim

Common Questions

Frequently Asked
Questions

Everything homeowners and property managers ask us before calling. If you don't see your question, call us 24/7 at 850-818-0085.

We respond 24/7 and aim to have a certified team on-site within 60 minutes anywhere in Bay County. We dispatch immediately — you'll speak to a live team member, not a machine. Surrounding counties (Walton, Washington, Gulf, Calhoun, Jackson) may vary slightly but all emergencies are prioritized.
In Florida's humidity, mold can begin growing in as little as 24–48 hours. This is why immediate emergency dry-out is critical. Every hour you wait increases the risk of mold colonization and structural damage — both of which dramatically raise your restoration costs.
Yes. We hold a Florida state mold remediation license issued by the Department of Business & Professional Regulation (DBPR). You can independently verify our license at MyFloridaLicense.com. We also carry full liability insurance on every job.
Yes — we work with all major insurance carriers. We provide complete documentation including moisture readings, thermal imaging photos, drying logs, and detailed reports. We communicate directly with your adjuster so you don't have to fight the paperwork battle alone.
Most residential dry-outs take 3 to 5 days depending on the extent of damage, building materials, and ambient humidity. We monitor progress daily with calibrated moisture meters and only sign off when readings confirm everything is completely dry.
Yes. We are an IICRC Certified Firm and our technicians follow the IICRC S500 Standard for Professional Water Damage Restoration. You can verify our certification at iicrc.org. IICRC certification is the highest standard in the restoration industry.
We serve Bay County (Panama City, Panama City Beach, Lynn Haven, Callaway, Parker, Mexico Beach, Springfield) and all five surrounding counties: Walton County (Destin, Fort Walton Beach, DeFuniak Springs), Washington County (Chipley, Bonifay), Calhoun County (Blountstown), Gulf County (Port St. Joe), and Jackson County (Marianna).
Mitigation is the emergency phase — stopping further damage through water extraction, drying equipment deployment, and structural protection. Restoration is the rebuild phase — replacing damaged drywall, flooring, and materials. We handle both, giving you one point of contact from emergency call to finished repair.

Water Damage?
Call Right Now.

Emergency Water Damage · Mold Remediation · Fire Restoration · Bay County & Surrounding Counties · On-site in 60 min

📞 850-818-0085