Panama City, FL — Live Monitoring

🌊 Flood & Water Main Break Monitor

Real-time flood maps, streamflow gauges, NWS alerts, and water emergency contacts for Panama City and Bay County. Bookmark this page before hurricane season.

🚨 Water damage in your home? Call 850-818-0085 | 24/7 · 60-minute response

⚠️ WATER EMERGENCY INSIDE YOUR HOME?

Don't Call 911 — Call Us

911 dispatches fire & police. For water flooding your home — burst pipes, roof leaks, appliance failures, storm water intrusion — we are the emergency call. Faster response, water extraction, drying, and full restoration.

📞 850-818-0085 — We Answer 24/7

60-min response · Panama City · Bay County · All insurance accepted

Bay County Public Safety Dispatch — Live Scanner (Broadcastify) Panama City · Panama City Beach · Lynn Haven · Callaway · Springfield

Live police, fire, and emergency dispatch for Bay County. When you hear reports of flooding, water rescues, or water main breaks in your neighborhood — that's your signal to act fast before water damage sets in.

🎙️ Listen Live — Bay County Law Enforcement ↗ 🎙️ Bay County Public Safety Dispatch ↗ 📻 Bay County Scanner Frequencies ↗

Hear flooding calls in your neighborhood? Call us immediately — 850-818-0085. The sooner extraction starts, the less damage and mold risk.

🚰 If you see water gushing out of the ground (water main break): Contact the City of Panama City Utilities first — they must shut off the main before restoration work can begin. Business hours: (850) 691-4553 · After-hours emergencies: (850) 872-3112 · panamacity.gov
Once the City of Panama City shuts off the main, call us immediately if it flooded your house — we handle all interior water damage, extraction, drying, and restoration. We work together with the City of Panama City so you get taken care of from start to finish.

Live Maps

Flood & Streamflow Maps

Updated continuously by federal agencies. Click any map to open the full interactive version.

USGS WaterWatch — National Flood Stage Map
Open full USGS flood map ↗
NWS — Flood Warnings & River Gauges (Bay County)
Open NWS flood gauges — Tallahassee WFO ↗
NOAA Tides & Currents — Panama City Water Level
Open NOAA Panama City water levels ↗
NWS Radar — Panama City / Bay County
Open NWS radar — KEVX ↗

FEMA Flood Zones

Is Your Property in a Flood Zone?

Use the official FEMA Flood Map Service Center to look up flood risk for any address in Panama City.

FEMA Flood Map Service Center — Panama City, FL
Open FEMA Flood Map Service Center ↗

FEMA Declarations

Bay County FL FEMA Disaster Declarations

Every federal disaster declaration covering Bay County, Florida (Panama City, Springfield, Callaway, Lynn Haven, Panama City Beach) since Hurricane Michael in 2018. Data from FEMA's official OpenFEMA database. A Major Disaster (DR) declaration unlocks federal recovery funding; Public Assistance (PA) reimburses local government and eligible nonprofits, while Individual Assistance (IA) provides direct help to homeowners and renters.

Declaration Event Type Declared Programs
DR-4828 Hurricane Helene Major Disaster Sep 28, 2024 Public Assistance
EM-3615 Tropical Storm Helene Emergency Sep 24, 2024 Public Assistance
DR-4806 Hurricane Debby Major Disaster Aug 10, 2024 Public Assistance
EM-3605 Tropical Storm Debby Emergency Aug 3, 2024 Public Assistance
DR-4734 Hurricane Idalia Major Disaster Aug 31, 2023 Public Assistance
EM-3596 Tropical Storm Idalia Emergency Aug 28, 2023 Public Assistance
DR-4673 Hurricane Ian Major Disaster Sep 29, 2022 Public Assistance
EM-3584 Tropical Storm Ian Emergency Sep 24, 2022 Public Assistance
FM-5426 Chipola Fire Complex Fire Management Mar 6, 2022 Public Assistance
FM-5424 1707 Adkins Ave Fire Fire Management Mar 4, 2022 Public Assistance
EM-3562 Tropical Storm Fred Emergency Aug 16, 2021 Public Assistance
DR-4564 Hurricane Sally Major Disaster Sep 23, 2020 Public Assistance
EM-3546 Hurricane Sally Emergency Sep 15, 2020 Public Assistance
DR-4486 Covid-19 Pandemic Major Disaster Mar 25, 2020 Public Assistance
EM-3432 Covid-19 Emergency Mar 13, 2020 Public Assistance
EM-3419 Hurricane Dorian Emergency Aug 30, 2019 Public Assistance
DR-4399 Hurricane Michael Major Disaster Oct 11, 2018 Public Assistance
EM-3405 Hurricane Michael Emergency Oct 9, 2018 Public Assistance

Was your Bay County home or business damaged in a declared disaster? A declaration can affect how your insurance claim and federal assistance interact. Talk to Service Restoration Pros — we document losses to FEMA and insurance standards (Xactimate, IICRC) and respond 24/7. Source: FEMA.gov disaster declarations, updated Aug 2026.

Emergency Alerts & Resources

Real-Time Alerts & Contacts

Official sources for active flood warnings, emergency declarations, and road closures in Bay County.

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NWS Tallahassee — Active Warnings Official weather alerts covering Panama City / Bay County
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Bay County Emergency Management Local emergency declarations, shelter locations, evacuation orders
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Panama City — Report a Water Main Break City Utility Operations · 24/7 water & sewer emergencies
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Florida 511 — Road Closures & Flooding Real-time road closures and traffic incidents, including flood-related closures
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Florida Division of Emergency Management Statewide disaster declarations, flood resources, recovery assistance
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FEMA Disaster Recovery Apply for federal disaster assistance after a flood or storm event
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NWS — Panama City USGS Gauge (PCYF1) Live streamflow hydrograph for the Panama City area
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FloodSmart — File a Flood Insurance Claim FEMA / NFIP guidance on filing flood insurance claims
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Panama City — Know Your Risk

Flood-Prone Neighborhoods in Panama City

These areas have a documented history of flooding from heavy rain, storm surge, bayou overflow, and overwhelmed drainage. If your neighborhood is on this list — save our number now, before you need it.

💧 Millville

Sits along Watson Bayou — bayou tributaries extend directly into residential streets. One of the most flood-impacted neighborhoods in Panama City during heavy rain events and storms.

📞 850-818-0085 — call us if it floods

💧 St. Andrews

Waterfront neighborhood on St. Andrews Bay. Low-lying streets near the marina are vulnerable to storm surge and heavy rainfall. Historic area with older drainage infrastructure.

📞 850-818-0085 — call us if it floods

💧 Downtown Panama City

Multiple bayous converge near downtown — Massalina Bayou, Johnson Bayou, Watson Bayou. Sea level rise studies flag downtown roads and bridges as flood-vulnerable. Lake Huntington area prone to drainage backup.

📞 850-818-0085 — call us if it floods

💧 Cove / Pretty Bayou Area

Pretty Bayou overflow directly threatens adjacent residential streets. FEMA FIRM panels show Zone AE flood designation along Pretty Bayou Island Dr, Mound Ave, and surrounding areas.

📞 850-818-0085 — call us if it floods

💧 Glenwood

Inland neighborhood with documented drainage issues. Flagged in city planning documents as an area where stormwater ditches regularly reach capacity during heavy rain.

📞 850-818-0085 — call us if it floods

💧 Hiland Park

Northwestern Panama City neighborhood. History of flooding from Burnt Mill Creek and localized drainage issues during intense rainfall events like Tropical Storm Fred (2021).

📞 850-818-0085 — call us if it floods

💧 North Bay / East Bay Shore

Bay County emergency reports specifically name North Bay and East Bay areas as flood-prone during every major storm event. All residences near the water are subject to surge and overflow flooding.

📞 850-818-0085 — call us if it floods

💧 Callaway / Callaway Bayou

Callaway Bayou is specifically cited in Bay County flood hazard reports. Residential areas adjacent to the bayou are at high flood risk during any significant rain or storm event.

📞 850-818-0085 — call us if it floods

⚠️ Not Sure About Your Street?

Look up your property on the FEMA Flood Map above. Zone AE, VE, or AH = high flood risk. Even Zone X properties flooded during Tropical Storm Fred. When in doubt — save the number.

📞 850-818-0085 — 24/7 water damage response

Is your neighborhood flooding right now?

We respond in 60 minutes across Panama City and Bay County. Every hour of standing water increases structural damage and mold risk.

📞 Call Now — 850-818-0085

🚨 Water Got In? Call Us Now — 24/7

Every hour of standing water means more damage and mold risk. Service Restoration Pros is based in Panama City, responds in 60 minutes, and works directly with your insurance company. Florida Mold License MRSR3299 · IICRC Certified.

📞 850-818-0085